Medicare Advantage is a health insurance system that offers benefits to users through the Parts A and B plans. Unlike conventional healthcare costs, Medicare Advantage is a cheaper way to guarantee yourself and your family quality healthcare. The insurance program has been in existence for more than four decades, offering users several rights to access medical services.
Through the Part A plans, you can access healthcare services that are confined to in-patient services and you cannot rely on the plan for appointments to your dentist or physician. Part B offers you an opportunity to enjoy appointments to your physician and dentist. It offers more services than the earlier and you are required to submit monthly premiums.
Pros of Medicare Advantage
One of the reasons why you need to choose Medicare Advantage plans is the fact some insurance firms offer up to $0 premiums for the plans. The availability of the plan, however, is dependent on your state of residence. Secondly, Medicare Advantage plans may offer provisions for inclusion of services that are not covered under the original plan when signing up for health insurance.
There are items that are not catered for in both Parts A and B, so you need to look for an additional package that will help you to handle the future issues. You also note that each plan offers an out-of-pocket rate that is to help you cover costs once you have used a certain amount. Once you reach the limit, you will not need to pay anything from that point for services that are listed in the program.
Who is eligible?
To qualify for the Medicare Advantage plans, you must have enrolled in both Part A and B Medicare plans. Individuals with end-stage renal disease cannot gain entry into the program. You also need to live within the service area for the kind of plan in InnovaCare Health you would like to embrace.
Managed by a team of experienced professionals, InnovaCare Health is an established provider of managed healthcare services. The company covers the North American market and has created a strong system that is managed by different teams.
The leadership of InnovaCare Health, led by their CEO Dr. Richard Shinto, has been instrumental in ensuring the company offers high-quality services. Dr. Rick Shinto enjoys over 20 years experience in the healthcare industry. He works together with the Chief Administrative Officer of the company, Penelope Kokkinides, to ensure InnovaCare Health emerges as a leading healthcare provider within the region.